Under the provisions of the law it appears that your grand daughter would be eligible to be included on her parents policy, as long as she remains unemployed and has no other insurance coverage.

But, there are two things she and her parents should know. Unfortunately, the law doesn’t actually go into effect until 90 days after it was signed, which will be Sept. 8, 2009. If her parents wish to put her on their policy they must be signing a new contract with their insurance company or renewing a contract sometime 90 days or more after that effective law date, so on Dec. 7, 2009 or after. It’s also important for them to know that they will pay an extra cost to add your grandaugther to their policy.

The best thing for her parents to do is to contact their insurance provider and let them know they will be interested in adding their daugther to the policy when this becomes available to them. That way the insurance company can let them know how much this will cost and when they will be able to do this. I hope this helps.

If you need more information about the specifics about the law you can always contact your state Representative or Senator’s office. You can find your Rep. or Sen. by using the finder in the upper right hand corner of this page. http://www.legis.state.pa.us/

Best,
Jess